We offer our clients a safe and advantageous funding by means of escrow accounts at Raiffeisen Bank.
Procedure for purchasing an apartment
- Oral reservation – 7 days
- Signing of the Preliminary Contract – the client opens an escrow account at Raiffeisen Bank.
- Deposit – after an escrow account is open, the client pays in a deposit of 20% of the apartment price.
- Signing of the Purchase Contract – before the Purchase Contract is signed, we ask the client to pay the remaining 80% of the apartment price. The total amount of the purchase price is transferred into our account only after the Purchase Contract is signed and the apartment handed over.
Don’t be afraid of a mortgage
Did you decide to get a new home in one of our projects? Are you afraid of lengthy paperwork, studying of endless tables...You won’t have to go through all that with us – we have simplified the mortgage process for those interested in a new home!
Improved client service
DEVELOP invest, a.s. and Raiffeisenbank a.s. prepared a formally simplified access to mortgages as well as more advantageous conditions of these loans for all our clients. Furthermore, the bank and our company have introduced a Guarantee Scheme protecting your money for the entire time of the contractual relationship.
Guarantee Scheme – your money is safe
We all have a legitimate concern for our money That is way we, working with Raiffeisenbank a.s., offer a Guarantee Scheme to people interested in a new apartment. Until the handover of the apartment, the money is deposited in the client’s escrow account. The purchase price is paid out of the account only after the apartment has been accepted by the client and the Purchase Contract signed. Qualities of the Guarantee Scheme are testified to by the fact it receives positive reviews and is accepted, without reservations, also by the attorneys representing clients in the apartment purchase process.
Raiffeisenbank a.s. offers several mortgage types to meet all the people interested in purchasing an apartment. A common product designated for funding a real estate purchase is a mortgage loan covering up to 85% of the appraisal value.
A special attention must be paid to a mortgage loan for a purchase of a new apartment Mortgage payments represent a significant element impacting a family’s budget present for up to decades! DEVELOP invest, a.s. will be happy to advise you with the selection of the right type of mortgage and setting up the most advantageous conditions. You can also consult mortgage specialists at Raiffeisenbank a.s.
We will be happy to provide you with more information on mortgages in our office.
Use a mortgage to pay for your furniture
If you get a new apartment it will surely require new furniture That is why Raiffeisenbank a.s. and our company have prepared the following possibilities for advantageous funding of your apartment furnishings.
To pay for a kitchen unit to be installed in the apartment purchased, you can make use of the identical mortgage loan as for purchasing an apartment – up to 85% of the mortgaged property. Compared to a consumer loan, you get even more advantageous interest rates.
Financing household equipment
If you’re lacking your own sufficient funds, you can get the Univerzál non-purpose mortgage. You’ll get a loan in the amount of 50% of the collateral value and can use the funds in any way you wish.
Consumer loan (quick loan)
If you’d like to have money for your furniture without a guarantor or collateral, you can get it through a consumer loan in the amount from 20,000 to 200,000 and the term of payment between 1 and 4 years.